Master Your Financial Future
Join our comprehensive budget consolidation program and learn from Australia's leading financial experts. Transform the way you think about money management through practical, real-world education.
Start Your JourneyOur Educational Mission
We believe financial literacy shouldn't be a luxury. That's why we've spent the last eight years developing programs that actually work for real people dealing with real money challenges.
Our approach isn't about quick fixes or miracle solutions. Instead, we focus on building solid foundations that last. Every lesson connects to something you'll use next week, not just theoretical concepts.
Practical Learning
Every module includes real scenarios from actual Australian households we've helped over the years.
Ongoing Support
Learning doesn't stop after the course. We provide resources and guidance throughout your financial journey.
Honest Guidance
We tell you what works and what doesn't, based on real experience rather than textbook theory.
Community Focus
Connect with others facing similar challenges and learn from shared experiences.
How Our Program Works
We've refined this process over hundreds of successful cases. Each step builds on the previous one, creating lasting change rather than temporary fixes.
Assessment & Goal Setting
Start with a comprehensive review of your current situation. We help you identify patterns, understand your relationship with money, and set realistic goals that align with your values. This isn't about judgment – it's about clarity.
Foundation Building
Learn the core principles that successful budgeters use every day. We cover debt prioritisation, emergency planning, and the psychology behind spending decisions. You'll understand why some strategies work while others fail.
System Implementation
Put theory into practice with tools and systems that fit your lifestyle. Whether you prefer apps, spreadsheets, or simple notebooks, we'll help you create a system you'll actually use consistently.
Habit Formation
The hardest part isn't learning what to do – it's doing it consistently. We provide structured support as you develop new habits and overcome the inevitable challenges that arise.
Long-term Success
Financial management is an ongoing process. We prepare you to handle life changes, adjust your approach as needed, and continue growing your financial confidence over time.
Meet Your Instructors
Our team combines decades of practical experience with genuine passion for financial education. We've been where you are, and we understand the challenges you're facing.
Rupert Hawthorne
After 15 years in banking, Rupert saw too many people struggling with concepts that should be simple. He left his corporate role to focus on education, developing methods that work for people who hate spreadsheets and find traditional financial advice overwhelming.
Evangeline Cartwright
Evangeline specialises in helping families merge multiple income sources and expenses into manageable systems. Her background in psychology helps her understand why smart people sometimes make poor financial decisions, and how to change those patterns.
Choose Your Learning Path
Our programs start in September 2025, with additional cohorts beginning in January 2026. Small class sizes ensure personalised attention and meaningful peer connections.
Foundation Course
Perfect for beginners or those who want to rebuild their financial foundation from the ground up.
- Weekly 2-hour sessions
- Personal budget assessment
- Basic consolidation techniques
- Resource library access
- Email support included
Advanced Consolidation
Comprehensive program for complex financial situations involving multiple income sources or significant debt.
- Weekly 2.5-hour sessions
- One-on-one consultations
- Advanced debt strategies
- Investment planning basics
- Ongoing mentor support
Couples Workshop
Designed specifically for couples who need to align their financial goals and merge their money management approaches.
- Bi-weekly 3-hour sessions
- Relationship-focused content
- Joint planning exercises
- Communication strategies
- Follow-up check-ins